Credit & Asset Finance
The team act as an outsourced, in-house support team for household names in the credit and asset finance industry. In a highly competitive market they offer low costs and outstanding results.

For lenders including banks, motor finance companies and asset-based lenders including construction financiers, we advise on maintaining compliance with rapidly changing regulations affecting the industry and act as an expert debt recovery and dispute resolution team.

We are not only passionate about helping our clients achieve their business goals but we are also supremely effective at recovering debt and resolving disputes cost effectively.

Many of our team have worked in-house for lenders and we bring highly valued insider knowledge to bear. And being a regional firm, we can bring an unusually high level of expertise at a very competitive rate.

Our service is judged according to its cost effectiveness and the degree of control that the client retains. Clients expect us to get results quickly, beating other creditors to the post. But they also want to retain control and our highly-tuned reporting structures and extranet service allow them to do just that.

What we do:

• We help clients when they decide to diversify their business into new areas, such as hire purchase and leasing

• We provide training for credit sales teams so that they
• complete documentation correctly and comply with
• legislation and avoid future unenforceability issues

• We take on books of bad debts for clients, either when a
• customer initially defaults or alternatively when a contract
• is ended

• We help secured lending clients with property
• repossessions and offer a shortfall recovery function

• We will use our experience and tactical expertise in both
collection and litigation to resolve disputes and make quick recoveries, often second guessing ways in which debtors may try to evade repayment

• Our combined experience of more than 30 years means that we have handled almost every kind of consumer credit and asset finance dispute, in particular, 'satisfactory quality’ complaints, where customers hold back payment after arguing goods were faulty

• We work on title disputes where our lender is up against
• other creditors and/or third parties, arguing that the goods
• are theirs

• We know every non-payment excuse there is and our
• expertise at cutting through these usually results in an
• early Judgment without the cost, expense and time of a trial